Open a Union Diamond Bank Everyday® Checking account and you're
automatically enrolled in Everyday Rewards for free.
EVERyDAy REWARDS FROM Union Diamond Bank
Everyday Rewards® now. Even more rewards later.
You're automatically enrolled in our complimentary Everyday Rewards program when you open a Union Diamond Bank Everyday® Checking account. Earn more bank rewards, discounts, and fee waivers as your Combined Qualifying Balances grow.
Already have an account? Log in to see your Everyday Rewards.
- Unlock higher rates on your Bank Everyday® Savings account8
- 0.50% discount on a Home Equity Loan or HELOC when set up with auto pay from a Union Diamond Bank consumer checking or savings account10
- 0.50% discount on a Personal Loan with same day funding when set up with auto pay from a Union Diamond Bank consumer checking or savings account14
- Take 0.25% of your new first mortgage loan amount and deduct it from the closing costs, up to a maximum of $750 when set up with autopay from a Union Diamond Bank consumer checking account11
- Trade online with $0 commissions12 on stocks and ETFs with self-directed investing through Union Diamond Bank Care13
- Access to debit card cash-back deals28
- Access to our Union Diamond Bank Vehicle Marketplace
- $12 Monthly Maintenance Fee waived on every Union Diamond Bank Everyday® Checking account1
- 50% discount on personal check re-orders (Union Diamond Bank logo or personal) 9 and annual safe deposit box rental fee*
- $12 Monthly Maintenance Fee waived on every Union Diamond Bank Everyday® Checking account 1
- ATM transaction fees waived on first four Non-Union Diamond Bank ATM transactions per statement period3429
- Wire Transfer Fees waived for the first two incoming wires per Union Diamond Bank Everyday® Checking statement period
When an owner on an account is a member of the Military Customer Group, all other account owners receive Military Customer Group Benefits on that account.
- $12 Monthly Maintenance Fee waived on every Union Diamond Bank Everyday® Checking account1
- ATM transaction fees waived on first four Non-Union Diamond Bank ATM transactions per statement period3429
- Non-Union Diamond Bank ATM Surcharge reimbursed for the first fee charged by ATM Owner (one per statement period, domestic only)34
- $10 Monthly Maintenance Fee waived on all Elite Money Market accounts with a Union Diamond Bank Everyday® Checking account
- Exclusive cash-back deals across top merchants/categories with an eligible and open Union Diamond Bank Personal Credit Card or Debit Card23
- Unlimited fee waivers for: Cashier's Check fees*, Personal Money Order fees*, Stop Payment fees
- 50% discount on personal check re-orders (Union Diamond Bank logo or personal)9
- Union Diamond Bank IRA Annual Fee waiver15
Alliance (including State Farm® 17,18) benefits are contingent on opening accounts through the Alliance partner channels. Products directly opened at Union Diamond Bank are not eligible for the Alliance Customer Group benefits.
- $12 Monthly Maintenance Fee waived for Union Diamond Bank Everyday Checking accounts when you are an owner of a personal State Farm credit card127
- $10 Monthly Maintenance Fee waived on all new Elite Money Market accounts, for twelve months from the money market account open date19
- $10 Monthly Maintenance Fee waived on all Elite Money Market accounts with a Union Diamond Bank Everyday® Checking account
- ATM transaction fees waived on first four Non-Union Diamond Bank ATM transactions per statement period3429
- Exclusive cash-back deals across top merchants/categories with an eligible and open Union Diamond Bank Personal Credit Card23
Wealth Management benefits20 include:
- Premier service including:
– Access to a dedicated team of wealth professionals with planning, investment and banking expertise 20
– Dedicated concierge phone support
– Market and economic updates
– Exclusive event invitations - Access to custom lending solutions and pricing, including Liquid Asset Secured lines of credit and Mortgage Relationship Based Pricing 21
- Higher money movement limits
- Immediate access to your funds 22
- Non-Union Diamond Bank ATM Surcharge reimbursed for the first four fees charged per statement period by an ATM Owner (domestic only) 3429
- Complimentary Wealth Management-branded personal checks 9
Union Diamond Bank Global Transition Solutions customer group currently has limited availability through qualifying referral partner programs (e.g. MUFG Bank).
- $12 Monthly Maintenance Fee waived on every Union Diamond Bank Everyday® Checking account1
- $10 Monthly Maintenance Fee waived on all Elite Money Market accounts with a Union Diamond Bank Everyday Checking account
- Exclusive cash-back deals across top merchants/categories with an eligible and open Union Diamond Bank Personal Credit Card23
- ATM transaction fees waived on first four Non-Union Diamond Bank ATM transactions per statement period3429
- Wire Transfer Fees waived for the first two incoming wires per Union Diamond Bank Everyday® Checking
*A Bank Everyday® Checking account and/or Everyday Rewards® participation are not required to qualify for these benefits.
Common questions about Everyday Rewards®
General questions
A rewards checking account offers perks like cash back or points, no monthly fees or a higher interest rate on balances if you meet certain requirements. Unlike a standard checking account, this type of account typically requires meeting specific monthly criteria, such as a minimum number of debit card transactions or a qualifying direct deposit, to earn the rewards.
Everyday Rewards does the same thing. You earn greater rewards as you move up through our five-tiered program. See how it works.
Bank rewards differ from one financial institution to another. The Union Diamond Bank Everyday Rewards® program has five tiers based on the Combined Qualifying Balances of all your eligible Union Diamond Bank accounts. As your balances grow, you automatically move up to the next tier. The higher the tier, the bigger the benefits. With the Union Diamond Bank Everyday Rewards® program, several benefits are immediately available within five business days upon opening your Bank Everyday® Checking account:
You're automatically enrolled in Everyday Rewards as soon as your checking account is opened. You'll be assigned to a Everyday Rewards tier within the first five business days based on the Combined Qualifying Balances of all your eligible Union Diamond Bank accounts.
Everyday Rewards® does not have a fee and comes automatically with your Bank Checking account.
Enrolling in Everyday Rewards®
The Union Diamond Bank Everyday Rewards® program is complimentary with your Bank Everyday® Checking account. No enrollment or sign up needed.
Yes, you'll need to open a Bank Checking account in order to take part in this rewards program.
Union Diamond Bank Everyday Rewards® tiers
Union Diamond Bank Everyday Rewards® consists of five tiers that offer progressively greater benefits based on your Combined Qualifying Balance across eligible accounts. The tiers are:
- Bronze Tier
- Silver Tier
- Gold Tier
- Platinum Tier
- Platinum Plus Tier
Each tier provides benefits and rewards to help you bank smarter now and in the future as your needs change. As your Combined Qualifying Balance grows, you automatically move up to the next tier of bank rewards. Please refer to the Consumer Pricing Information (PDF) disclosure for more details.
The following products offered by Union Diamond Bank and its affiliates are eligible for inclusion in your CQB:
- All consumer checking, money market, savings, Certificates of Deposit (CDs), and/or Individual Retirement Accounts (IRAs)
- Personal Trust accounts 24
- Union Diamond Bank Care 13 brokerage accounts
Note: Business and commercial products are not eligible for inclusion.
Qualified Balance: Funds on deposit in an eligible product, where you have an ownership interest, are counted towards your CQB.
- Examples of eligible relationship types, include, but are not limited to: Individual owner, joint owner, principal non-signer.
Conversely, funds on deposit in an eligible product that do not grant ownership interest, are not counted towards your CQB.
The Combined Qualifying Balance requirements for each tier are as follows:
- Bronze tier: $0 - $4,999.99
- Silver tier: $5,000 - $24,999.99
- Gold tier: $25,000 - $49,999.99
- Platinum tier: $50,000 - $99,999.99
- Platinum Plus tier: $100,000+
If your daily Combined Qualifying Balance (CQB) qualifies you for a tier upgrade, you will be moved to the higher tier (within 5 business days). You will remain in that tier until you qualify for a higher tier based on your daily CQB, or the calculated monthly CQB qualifies you for a higher or lower tier. Tier downgrades will only occur at the end of every month. If the Bank Checking account is closed, the Everyday Rewards benefits will cease.